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Indonesian currency is based on the rupiah which are the most important denominations of bills and coins...ATM's have become common in Indonesia and important for travelers who need to use cash in the many places where credit cards are not accepted. When accessing a bank account in another country, pay attention to whether the balances are reported in Indonesian rupiah or in the currency of the country where the account resides.

Banks exchange money, as do many privately operated money exchanges. Money exchanges are usually prominently located in tourist areas. In more remote areas, banks are the most likely source. A bank will ask for identification and the customer will fill out a form with name and address information. Some money exchange offices may use more informal procedures. Both banks and money exchange offices will charge a fee for the service. Rates vary significantly from bank to bank and from exchange to exchange.